Just spotted some timely wise advise from Paul Lewis. If you have forgotten to buy a Christmas present for someone I would advise that you follow Paul’s advice and don’t be tempted to buy a gift card.
In recent years several big retailers have gone out of business (Woolworths etc) and gift vouchers become worthless. Even if the retailer doesn’t go out of business the vouchers or gift cards have use by dates and the shops tend not to give change on them. Best to give a cheque or cash, it may sound boring but it is safe. See Paul’s blog for the full story.